The producers of the 401KPodcast send out quarterly newsletters to their clients. The Advisor newsletters often have articles that we know would be of interest to all investors, not only our clients. So, occasionally, we'll share them with you here.

Today, Nicole Sandler brings you "Frugal, Frugal, Frugal"... a very helpful look at ways you can save money, written by Delta flight attendant and customer service rep for The Advisor, Patrick Fisk.

As always, if you have any questions, or would like to speak with The Advisor about managing your 401k or other investments, just email us and we'll get right back to you!

Welcome back to the 401k Podcast, for our final program of 2005. As we approach a new year, many people choose to re-examine what's working in their lives, and what isn't. So, we thought we'd entitle this episode of the 401k Podcast "Examining the Forest And the Trees"... and bring you a thoughtful examination of asset allocation and fund selection.

The Advisor's Rob Coopman today is joined by Mark Lamoriello, of Lamco Advisory Services, and they'll discuss how to optimize the relationship between risk and return, and also discuss how pension fund consultants ply their trade.

Everyone here at The Advisor, LLP and the 401k Podcast wish you and yours a very Happy, Healthy and Prosperous New Year!